The Apple iPhone has quickly become the ‘must have’ mobile phone. As well as being one of the most popular smartphones in the market it is also one of the most expensive. The iPhone 5s 16gb is worth £549*, the iPhone 5s 32gb is worth £629* and the iPhone 5s 64gb is worth £709*.

The table below details a selection of online mobile phone insurance providers. The policies are listed in price order and we aren’t making any specific recommendations – the choice is all yours!

Please make sure you check the terms and conditions and you are happy with them before signing up.

*Prices checked on the Apple website April 2014

Company Monthly Cost Annual Cost Accidental Damage Theft Loss Immediate Cover Accessory Cover Overseas Cover Unauthorised Calls Excess Additional Info
Insurance 2 go £3.99 £34.99 OK No No OK £50 30 days n/a £50 Customers must be 16 or over, Phone must be less than 6 months old. View Site
Protect your bubble £3.99 – £7.99 £47.88 – £95.88 OK OK No no (14 day exclusion period) No 180 days £10,000 £50 – £75 Customers must be 18 or over, Phone must be less than 18 months old. View Site
Betterbuy Insurance £4.99 £49.90 OK No No OK £50 30 days n/a £50 Customers must be 16 or over, Phone must be less than 12 months old. View Site
Protect your bubble £5.49 – £9.49 £65.88 – £113.88 OK OK OK no (14 day exclusion period) No 180 days £10,000 £50 – £75 Customers must be 18 or over, Phone must be less than 18 months old. View Site
Betterbuy Insurance £5.99 £59.90 OK OK No OK £100 60 days £1,000 £50 Customers must be 16 or over, Phone must be less than 12 months old. View Site
Insurance 2 go £5.99 £59.99 OK OK No OK £100 60 days £1,000 £50 Customers must be 16 or over, Phone must be less than 6 months old. View Site
Budget Mobile Cover £5.99 £68.29 OK OK No no (14 day exclusion period) No 45 days £1,000 £50 – £75 Customers must be 18 or over, Phone must be less than 12 months old. View Site
Betterbuy Insurance £6.99 £69.90 OK OK OK OK £150 90 days £1,000 £50 – £75 Customers must be 16 or over, Phone must be less than 12 months old. View Site
Insurance 2 go £6.99 £69.99 OK OK OK OK £150 90 days £1,000 £50 – £75 Customers must be 16 or over, Phone must be less than 6 months old. View Site
Budget Mobile Cover £6.99 £79.69 OK OK OK no (14 day exclusion period) No 45 days £1,000 £50 – £75 Customers must be 18 or over, Phone must be less than 12 months old. View Site
Cheaper Gadget Insurance n/a £43.07 – £57.06 OK OK No no (14 day exclusion period) No No £100 £50 Customers must be 16 or over, Phone must be less than 36 months old. View Site
Cheaper Gadget Insurance n/a £63.09 – £83.70 OK OK No no (14 day exclusion period) No 90 days £100 £50 Customers must be 16 or over, Phone must be less than 36 months old. View Site
Cheaper Gadget Insurance n/a £76.78 – £101.53 OK OK OK no (14 day exclusion period) No 90 days £100 £50 – £75 Customers must be 16 or over, Phone must be less than 36 months old. View Site