Approximately 80% of mobile phones sold at present are smartphones. Smartphones come in all shapes and sizes but most of them are touch screens, enable you to surf the internet and give you access to your emails. It’s like having a mini PC in your pocket! If you have signed up to a monthly contract then your phone will have been subsidised but most smart phones are worth in excess of £400.

The table below details a selection of online mobile phone insurance providers. The policies are listed in price order and we aren’t making any specific recommendations – the choice is all yours! Please make sure you check the terms and conditions and you are happy with them before signing up.

In all cases we have detailed the providers most comprehensive policy.

 

Company Monthly Cost Annual Cost Accidental Damage Theft Loss Immediate Cover Accessory Cover Overseas Cover Unauthorised Calls Excess Additional Info
Gadget Cover £2.45 to £9.99 £26.95 to £109.89 OK No OK OK* No 90 days £2,500 £50 Customers must be 18 or over, Phone must be less than 18 months old. 15% discount with code protect15 View Site
Mobile Insurance £2.49 to £6.99 £27.39 to £76.89 OK No OK No (14 day exclusion period) No 90 days £100 £75 to £100 Customers must be 18 or over, Phone must be less than 12 months old. View Site
Budget Mobile Cover £2.49 to £6.99 £28.39 to £79.69 OK No OK No (14 day exclusion period) No 45 days £1,000 £50 to £75 Customers must be 18 or over, Phone must be less than 12 months old. View Site
Protect your bubble £2.99 to £7.49 £35.88 to £89.88 OK OK OK No (14 day exclusion period) No 180 days £10,000 £50 to £75 Customers must be 18 or over, Phone must be less than 18 months old. View Site
Buy Mobile Phone Insurance £3.99 to £7.99 n/a OK OK No no (14 day exclusion period) No 90 days £250 £50 to £75 Customers must be 18 or over, Phone must be less than 12 months old. 10% discount with code BMPI10 (Only on monthly policies) View Site
Endsleigh £4.83 to £7.97 £58.02 to £95.61 OK OK OK no (14 day exclusion period) No 30 days £150 £50 to £75 Customers must be 17 or over, Phone must be less than 3 years old. View Site
Insurance 2 go £6.49 £64.99 OK OK OK OK £150 90 days £1,000 £50 to £75 Customers must be 16 or over, Phone must be less than 6 months old. View Site
Better Buy Insurance £6.99 £69.90 OK OK OK OK £150 90 days £1,000 £50 to £75 Customers must be 16 or over, Phone must be less than 12 months old. 10% discount with code ‘sale10′ View Site
i-Digital £7.99 £87.90 OK OK OK no (14 day exclusion period) £75 90 days £100 £25 to £150 Customers must be 18 or over. Phone must be less than 24 months old. 15% discount with code MPP15 View Site

* instant cover if your gadget is less than 6 months old on the date you insure it. For gadgets older than 6 months old on the date you insure it there is a 14 day exclusion period.