Approximately 75% of mobile phones sold at present are smart phones. Smart phones come in all shapes and sizes but most of them are touch screens, enable you to surf the internet and give you access to your emails. It’s like having a mini PC in your pocket!

If you have signed up to a monthly contract then your phone will have been subsidised but most smart phones are worth in excess of £400. Here are just a few examples: Samsung Galaxy S4 – £549.95, Blackberry Q10 – £499.95, HTC One – £489.95, Nokia Lumia 925 – £479.95*

Now just select the level of cover and your preferred method of payment from the policies listed below.

*Prices correct January 2014

Company Monthly Cost Annual Cost Accidental Damage Theft Loss Immediate Cover Accessory Cover Overseas Cover Unauthorised Calls Excess Additional Info
Budget Mobile Cover £1.49 – £5.99 £16.99 – £68.29 OK No No No (14 day exclusion period) No 45 days £1,000 £50 – £75 Customers must be 18 or over, Phone must be less than 12 months old. View Site
Protect your bubble £1.49 – £5.99 £17.88 – £71.88 OK OK No No (14 day exclusion period) No 180 days £10,000 £50 – £75 Customers must be 18 or over, Phone must be less than 18 months old. View Site
Cheaper Gadget Insurance N/A £22.99 – £70.51 OK OK No No (14 day exclusion period) No   £100 £50 Customers must be 16 or over, Phone must be less than 36 months old. View Site
Cheaper Gadget Insurance N/A £27.44 – £83.70 OK No No No (14 day exclusion period) No 90 days £100 £50 Customers must be 16 or over, Phone must be less than 36 months old. View Site
Budget Mobile Cover £2.49 – £6.99 £28.39 – £79.69 OK OK OK No (14 day exclusion period) No 45 days £1,000 £50 – £75 Customers must be 18 or over, Phone must be less than 12 months old. View Site
Insurance 2 go £3.99 £34.99 OK OK No OK £50 30 days N/A £50 Customers must be 16 or over, Phone must be less than 6 months old. View Site
Protect Your Bubble £2.99 – £7.49 £35.88 – £89.88 OK OK No No (14 day exclusion period) No 180 days £10,000 £50 – £75 Customers must be 18 or over, Phone must be less than 18 months old. View Site
Cheaper Gadget Insurance N/A £35.88 – £89.88 OK OK No No (14 day exclusion period) No 90 days £100 £50 – £75 Customers must be 16 or over, Phone must be less than 36 months old. View Site
Budget Mobile Cover £4.99 £49.90 OK OK No OK £50 30 days N/A £50 Customers must be 16 or over, Phone must be less than 12 months old. View Site
Betterbuy Insurance £4.99 £54.99 OK OK OK OK £100 60 days £1,000 £50 Customers must be 16 or over, Phone must be less than 6 months old. View Site
Insurance 2 go £5.99 £59.90 OK OK OK OK £100 60 days £1,000 £50 Customers must be 16 or over, Phone must be less than 12 months old. View Site
Cheaper Gadget Insurance £5.99 £64.99 OK OK OK OK £150 90 days £1,000 £50 – £75 Customers must be 16 or over, Phone must be less than 6 months old. View Site
Budget Mobile Cover £6.99 £69.90 OK OK OK OK £150 90 days £1,000 £50 – £75 Customers must be 16 or over, Phone must be less than 12 months old. View Site